I had decided that the easiest and cheapest way is just to make your own CD/DVD/s of everything. Several of my techno mac geek design friends did it this way also. (I would also like a cyberspace backup but I don't want to depend on that totally.)
I found this photo today of how one organized mom (from Real Simple) stores her digital photos. A great photo always motivates me. So.....this is how I want my photo storage to be/look like!
She color codes the disks ; blue= trips, yellow, parties etc. I wouldn't get crazy here. I think I'll just date them and list the contents. I do like how she divides the years with empty disks sitting vertical instead of horizontal though. I LOVE this!